Home is where you find comfort and warmth, where your family experiences life’s best moments. When deciding what kind of home you want there are many factors to consider. Value Build Homes specializes in custom built homes in the Carolinas and allows you to choose not only the look and feel but also the heart and soul of your special place. We’ll discuss the advantages of building a custom site-built home.
Building A Custom Home vs. Purchasing A Modular Home
When you build a custom field-built or site-built home, your builder helps you create a home that is uniquely yours. If you are interested in custom-built homes, they can be found at all price points. ValueBuild Homes uses high-quality materials when building our customized homes to ensure long-term value and durability.
What To Expect From Custom Home Builders
Choosing between custom homes or modular homes often depends on how much you want to be involved in the home building process. If personalization is important to you, then opt for a field-built, custom home. You will choose everything, from the size of the home to the floor plan to the design, and more.
When building a customized home, you are involved in the entire process and will have the opportunity to make most major decisions. Custom home builders don’t have a package for you to go through when you are deciding the type of home you want to build. Instead, they allow you to be completely in charge of your design. You might even be able to supply a floor plan drawn from scratch and your home builder will bring your drawing to life.
Personal Preferences
Designing and building a customized home will allow you leeway when it comes to features and options. If you are looking for something unique, like a reading nook for the kids or a pet palace under the stairs, production homes are not likely to have that option. But when customizing a home, you can choose unusual features and your builders will make it happen.
Desired Location
Location is important when you build a home, as you will most likely be living in this location for many years. Production homes are usually located in the suburbs in communities surrounded by similar homes. If you want to live in a less developed area, a field-built, custom home might be a better option. Field-built, custom homes can be built wherever you desire.
Pros of Building A Custom Home
- Live where you want. You choose your location – town, street, homesite.
- Your home, your way. You’ll have a unique home because you choose everything.
- Quality/craftsmanship. Construction & materials that meet YOUR standards.
Cons of Building A Custom Home
- Finding land. You will have to locate and purchase your own land.
- Timeline. It can take longer to build because you have to make every decision.
- Cost. It can cost more to build depending on your location & budget.
Work With the Best Custom Home Builders in NC & SC!
Value Build Homes is different in many ways. Our goal is to provide affordable, high-quality field-built homes. We specialize in custom built homes of the Carolinas. We build custom site-built homes on your existing land. We work with you from inception through closing. We insist on building 100% stick-built on-site homes.
Our Process
Value Build Homes has developed a simple seven-step process to ensure that every new home meets our exacting standards. This also makes it easy for you to understand what is happening at every stage of the process.
1 | KNOWING YOUR BUYING POWER
What sets us apart is our focus on establishing your buying power. We help you find the best lender for you. You’ll meet with them to learn about different home loan options and how much you can afford. It’s important to understand your buying power, and we’re here to help you with that.
2 | CHECKING YOUR PROPERTY
Curious if you can build on your land? We’ll provide questions to ask and help you make a plan to improve your land. We offer free evaluations to better understand your property. Don’t have land yet? No worries! Our Land Specialist can help you find the perfect property for your needs.
3 | DISCOVERING YOUR VALUES
Value Build Homes goes beyond bedrooms and bathrooms. We ask questions to understand how you live in your home and how you want to live in your home. This helps us create a custom floor plan that fits your family perfectly.
4 | DESIGNING YOUR HOME
Our New Home Designer will create a custom floor plan just for you. They’ll use your values answers and budget to design a custom plan that matches your needs and fits your budget perfectly.
5 | PERSONALIZING YOUR HOME
It’s time to add your personal touches! Choose flooring, cabinets, and more. Once you’re happy with your choices, we’ll sign a purchase agreement that shows the important details.
6 | BUILDING YOUR HOME
Your dedicated Field Manager will build your home according to plan, staying on budget and finishing on time. When we give you a move-in date, mark your calendar because that’s when you’ll be able to move into your new home! We promise a 100% move-in guarantee.
7 | MOVING IN
The day you’ve been waiting for has arrived! You are now proud homeowners. While construction is complete, our warranty process begins to ensure your home is taken care of.
Hassle-Free Financing
Ready to start the process but not sure where to begin? Building a new home is one of the most significant investments you’ll ever make. We work with you every step of the way to ensure you the best financing package possible.
CASH OR LAND-EQUITY LOAN
While you may be able to pay cash for your new home, many buyers choose to finance. If you already own land, you may be able to use a land-equity loan (with your land as collateral) in lieu of a cash down payment.
CONSTRUCTION TO PERMANENT LOAN
If you plan to finance, we recommend a Construction to Permanent Loan, which offers the ease and convenience of a one-time loan closing. It provides financing for both the land and the home, and you have the option to amortize this loan for up to 30 years. Whether you own the land or are financing the land, you can finance your home purchase with this loan.
1 | CHOOSING YOUR LENDER
Find an experienced lender and loan officer, skilled in assisting clients looking to finance this type of home construction project. At ValueBuild Homes, we regularly work with several reputable mortgage lenders who can help you.
2 | GETTING APPROVED
The Construction to Permanent loan approval process is similar to that of the standard mortgage loan process. The lender will review your credit history and credit score and you’ll be asked to provide documentation listing your income, assets, and liabilities.
3 | CLOSING THE LOAN
You and your builder will sign documents to keep the process moving. Once documents have been signed, funds will be issued in “draws” throughout the process. After loan closing, construction begins! During construction, you make interest-only payments on the monthly loan balance.
4 | TRANSFERRING TO A PERMANENT LOAN
When construction is complete, your lender will disburse the final “draw”, the final inspection is completed, and the Certificate of Occupancy is issued. Once all construction payments have been received, you can move in. Then the loan transfers to a permanent loan, and you begin making monthly principal and interest payments.
Our Design Center
When we say Value Build Homes is with you every step of the way, we mean it. Our Design Center allows you to personalize your dream home inside and out. You can select all the finishing touches – from the smallest details to major design elements.
Here are just a few of the items you will be able to choose:
- Exterior Brick & Vinyl
- Hardwood Flooring & Carpeting
- Bathroom & Kitchen Fixtures
- Ceramic Tile & Countertops
- Vanities & Faucets
- Windows & Lighting
- Railings & Crown Molding
- Alarm Systems
- Closet Shelving
- Ceiling Fans
Contact Us Today!
When deciding to build a custom home, there is much to consider. As one of the most experienced custom home builders in NC & SC, ValueBuild Homes can help create your ideal customized home. Contact us today if you have any questions about building a custom home or would like to discuss options for your field-built, custom home.