Frequently Asked Questions
What elevation is the price on the website quoted for?
It’s usually the basic model Elevation A.
Are your homes “Green” homes or “EnergyStar”?
They don’t come standard this way but we can make them EnergyStar efficient.
How does Lending Work?
When working with Value Build Homes, we can refer you to our preferred lenders. They can work with all types of loans including USDA, VA, and FHA. When building you are required to have a construction loan. The construction loan covers construction costs and land improvements. Being approved for a construction loan is different than being approved for a purchase loan. A construction loan lasts only while the home is being built. The purchase loan becomes your permanent loan (for example a 30 year mortgage). You can use your purchase loan to pay off your construction loan when the home is completed.
Do you build floor plans that are not on your website, or from somewhere else?
Yes! We are happy to take a look at your custom home plan and give you a free cost estimate. We also have many floorplans, not currently listed on our website. So let us know what you’re looking for. If we don’t have it, we can design it!
Where do you build?
We serve nearly all of North Carolina as well as the northern parts of South Carolina. To see a map of where we build, please click here.
Can you help me find land? Do I need to have land before you can build?
We started a land acquisition program to assist you with finding land. Once we know where you are looking to build, we will connect you with one of our Realtor partners. These are local experts that will be able to find you the perfect lot. Of course, you will have the VBH Land Acquisition team that will back up this partnership.
What does my credit score need to be?
We do not do our own financing, but we work with lenders that can work with credit scores as low as the 640s range.
Why are the prices for your homes less expensive than other custom home builders?
Great question! We get this one a lot. Our floor plans are specially designed to provide efficiency and space. We have a specific process to help maximize materials and manpower to keep overhead low. By doing so, this reduces mistakes and delays that can run costs up. We call this method Value Engineering. This is so important to how we do business- that we’ve incorporated that in our name – Value Build Homes.
What do I need to do to have my lot cleared to build?
We would be happy to do a free cost estimate of our lot and let you know what needs to be done. This is a service we can provide, although it is not included in our base pricing. We can add any land improvement costs to your loan though.
Can you add a garage to any of the plans?
Many of our plans have an included 2 car garage. There are some that the garage is not included in, price depends on floor plan.